วันพุธที่ 8 กรกฎาคม พ.ศ. 2552

I live in GA. We just got an insurance and told them about this condition. It's very small surgery for my daughter. but now they are denying it. Is there any other insurance I can take? or if I get insurance through work would that help?


Some group policies at work do not care about preexisting conditions.

Some do. It is usually the private ones, not work connected that

up the rates. Probably something to do with---- if you can work, then

you probably are not too sick, or disabled, so you can be insured.

If it is a dependent child, would you need to take insurance for you

as well as the child, and what is the waiting period.

Work insurance takes a while to go into effect. You may have a rider

or whatever it is called, that will exclude treatment, or make you wait

so long to have insurance, or treatment for the preexisting condition.

I don't know for sure, you could find out some how who the employer

or potential employer uses and check it out on line or by calling the company.

It depends on the insurance. I got insurance through work and they had "no preexisiting condidtions". Most of them do, though and it is spelled out when you sign up. You will have to read the policy before to know for sure.

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