วันพฤหัสบดีที่ 9 กรกฎาคม พ.ศ. 2552

Hello everyone. I have life insurance and accidental death insurance, but I am looking for a company that offers insurance for money if you get injured in an accident and become disabled. I show horses and ride often. I am looking for something that would protect my family in case of a disabeling injury. Please only serious answers. Please don't suggest yahoo or google....I am looking for actual companies. God bless!


Disability coverage for someone who rides horses for a living? OUCH, it's going to be expensive.

Your BEST bet is to contact a LOCAL INDEPENDENT AGENT, because not all companies write insurance in all states, and have them shop this out.

It's going to be really, really expensive. I'm thinking, $1,000 to $2500 a month, if you're under 40 and in great health right now.

Yes you do need disability insurance, However, Insurance Cos. are not your answer. A good Ins. Agent who listens to your needs, shops the market for the best product, is what you need. Remember, with any Ins. portfolio you should review every 3-4 years because your life changes. A GOOD Agent knows http://answers.yahoo.com/question/accuse_write?qid=20070402141602AA7pjPV&kid=GoZZDWX8VzVXvjAdOoX5&s=comm&date=2008-10-19+07%3A52%3A27&.crumb=

MetLife has a great disability policy as well as Colonial. I do not know where mbrcatz came up with the premium - she does not even know what benefit you want! Get some quotes from an agent in your area that can give you some firm quotes, not just Internet guesses. It won't be cheap, but I won't throw numbers at you.

I suggest peronal disability insurance to replace your wages, or you can purchase just accidental death & dismemberment insurance which is very cheap.

Try AFLAC.. yes I am serious, they have some pretty good products out there

New England Financial offers policies and I believe AFLAC does too.

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