insurance

I am interested in starting some type of insurance company for pre-paid legal representation. There are plenty of pre-paid legal services / insurance companies that assist in giving Leal advice but none that actually provide legal representation in court proceedings. A lot of these prepaid legal services / insurance companies that assist in giving Leal advice give a discount on legal representation but is not an actual plan for that reason. How can I start a company or a program that provides this? I want it to work like a health insurance plan instead of having network of doctors there would be a network of lawyers that are broken down into categories, such as family lawyers, divorce lawyers, criminal, person injury lawyers, ect. I would create plans that insurer's could choose from based on there on personal legal needs and wants. How could I do this? I am in Virginia.

This would be a great ideal if all the legeslative branches (Law Makers) of all the different segments of governments weren't by majority lawyers. Attorneys are in complete control of theirs as well as our destiny. Every new law they put on the books increases their billable hourly rate, their individual power as citizens, their professional power and increases their professions job security. The more people adversly effected by each new law they create means an equal number of attorneys will profit by it.

In a all for one and one for all profession why would any attorney agree to work a case for a set (insured) rate when his profession has already conned society into paying anywhere from $100.00 and up for one estimated hour of their time. We as unsuspecting victims must rely on and trust that an attorney will give us an honest account of their spent hours on our case. We are governed by a system set up by lawyers for lawyers and any protections for or from them or the system must be administered by to and from the lawyers. It is a lawyers world. So why would an attorney bother with accuracy when it is a commonly known fact in the that the majority of the billed hours was in reality done by a paralegal or legal secretary making $15.00 to $20.00 an hour.

The legal machine is slowing down. From the minds of lawyers came Extensive and far reaching new laws to fight the war on drugs and other scurges of society. Lawyers / law makers began building the gigantic legal machine using Federal funding, governmental sanctioned confiscations and associated profit motivated mandates.

From the little wheels in the patrol cars to the big wheels of the justice department, freedom to persue Greed has motivated the LEGAL machine.

Now the great legal machine is sinking in the quagmare of lost human resourses. The machine that yesterday took the old drug addicted black mans freedom and shooting gallery home in the name of unforgiving law sentanced all free men to house and feed him until his system extended life is over. Where as if the system would have left him to his own devices he could have parlayed that house into a meager exhistance until his and many other drug addicts premature deaths. He and many other drug addicted friends would have been no burden on society and the machine probably would of got his property when he died.

This machine will continue to grow until we stop feeding it our liberties.

The man who sits back justifing his governments unjust treatment of another man without an attorney better know he too is only insulated from the same by the strength of his own wealth.

I am sorry I got off the subject.

How can you go about starting an insurance company that covers legal representation not just advice?

First of all it takes a big load of money to start an insurance company to insure anyone for anything. You have to have enough money to buy the first attorney to buy all the rest of the attorneys. The way we are allowing the legal profession to have their way with us I would be surprised at anyones ability to do anything now a days. Second any attorney would laugh at this ideal unless he planned to screw you out of what ever cash you happen to be willing to throw at him for looking into the matter for you.

also any lawyer willing to work on that type of limited pay scale would already has his plate full of poor folks needing other pro bono work..

First of all you need to raise a lot of money.

One claim could wipe you out if your are not adequately capitalized.

Then you will have to find customers and lawyers to do the work.

This will cost you millions in advertising.

Somebody tried to do what you would like to do 10 to 12 years ago. However, it never got off the ground because the compensation offered to the lawyers was too low.

You will need nationwide licensing and perhaps what you propose is banned by certain state bar associations. Your legal fees will also be in the millions.

I would think you would need venture capital and a eventual lisiting on a stock exchange to work.

Write up a business plan and try to present it to major venture capital firms. If they don't think it will fly, I would forget it.