insurance

My insurance for Maruti swift gets expired within a week. I payed some Rs13,000 an year back. Now want to renew it.so how much will i have to pay for it. i once claimed insurance for some damage in car for around Rs 6000. Can any one tell me about this?

Its very simple go to the Insurance company or insurance agent they sort-out the error. it you claim any thing in your vehicle and get from the company then the next insurance is get fully premium and if you not claim the vehicle through out the year(Policy term means 1 year) then the slab 1st year you get on renew 20% , 2nd year 25%, 3th yr. 35%, 4th year 45% and last 50 % discounts and not extend 50% onwards. if you break the cycle then comes full again.also if the Sum assured is Rs 1,00,000 lakh in last policy then it reduce 20% means now Sum assured is Rs 80,000.